How much does a Cataract surgery cost?

The typical insurer-negotiated rate for a Cataract surgery is about $3,164, with most falling between $1,681 and $4,692, based on published rates from 2,127 U.S. hospitals. What you actually pay depends on your plan's deductible and coinsurance.

Cash or self-pay prices for a Cataract surgery run around $2,918. Uninsured patients are often billed the much higher hospital "list" charge first (about $5,324), so it's worth asking for the cash or self-pay rate and negotiating.

Hospital "list" (chargemaster) prices for a Cataract surgery run about $5,324 — roughly 1.7× the $3,164 insurers actually pay. The list price is a starting point almost no one pays; the negotiated and cash rates are the realistic benchmark.

Yes. If you were charged well above the typical negotiated rate (about $3,164), that gap is negotiable. Upfronte audits your bill against real hospital pricing data and can negotiate it down on your behalf — no savings, no fee.