How much does an Emergency room visit cost in Indiana?

Emergency room visit (level 5) · CPT 99285 · State: Indiana

In Indiana, the typical insurer-negotiated price for an Emergency room visit (level 5) is about $212, with most between $122 and $1,013 ($1,618 cash/self-pay). Based on 88 Indiana hospitals — 83% lower than the national typical of $1,224. Hospital list charges run about $3,167 (14.9× higher).

Insurer-negotiated
$212
Indiana · $122–$1,013
Cash / self-pay
$1,618
typical cash price
Hospital list charge
$3,167
14.9× the negotiated rate

Source: medians across 88 Indiana hospitals' published price files (≥5 reporting). See the national Emergency room visit (level 5) cost for the full picture. Estimates vary by hospital, insurer, and plan.

Emergency room visit (level 5) cost in Indiana — FAQs

How much does an Emergency room visit (level 5) cost in Indiana?

In Indiana, the typical insurer-negotiated price for an Emergency room visit (level 5) is about $212, with most between $122 and $1,013, based on 88 Indiana hospitals. That's 83% lower than the national typical of $1,224.

How much does an Emergency room visit (level 5) cost without insurance in Indiana?

Cash or self-pay prices for an Emergency room visit (level 5) in Indiana run around $1,618. Hospitals often bill the higher "list" charge first (about $3,167), so ask for the cash or self-pay rate.

Why is my Indiana hospital bill for an Emergency room visit (level 5) so high?

Indiana hospital "list" charges for an Emergency room visit (level 5) run about $3,167 — roughly 14.9× the $212 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.

Can I negotiate the cost of an Emergency room visit (level 5) in Indiana?

Yes. If a Indiana hospital charged you well above the typical negotiated rate (about $212), that gap is negotiable. Upfronte audits your bill against real Indiana hospital pricing data and negotiates it down on your behalf — no savings, no fee.

Charged more than $212 in Indiana?

Upload your bill and Upfronte will check it against real Indiana hospital prices and negotiate overcharges. No savings, no fee.

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