How much does an Emergency room visit cost in Tennessee?

Emergency room visit (level 5) · CPT 99285 · State: Tennessee

In Tennessee, the typical insurer-negotiated price for an Emergency room visit (level 5) is about $1,348, with most between $910 and $1,851 ($960 cash/self-pay). Based on 104 Tennessee hospitals — 10% higher than the national typical of $1,224. Hospital list charges run about $2,896 (2.1× higher).

Insurer-negotiated
$1,348
Tennessee · $910$1,851
Cash / self-pay
$960
typical cash price
Hospital list charge
$2,896
2.1× the negotiated rate

Source: medians across 104 Tennessee hospitals' published price files (≥5 reporting). See the national Emergency room visit (level 5) cost for the full picture. Estimates vary by hospital, insurer, and plan.

Emergency room visit (level 5) cost in Tennessee — FAQs

How much does an Emergency room visit (level 5) cost in Tennessee?

In Tennessee, the typical insurer-negotiated price for an Emergency room visit (level 5) is about $1,348, with most between $910 and $1,851, based on 104 Tennessee hospitals. That's 10% higher than the national typical of $1,224.

How much does an Emergency room visit (level 5) cost without insurance in Tennessee?

Cash or self-pay prices for an Emergency room visit (level 5) in Tennessee run around $960. Hospitals often bill the higher "list" charge first (about $2,896), so ask for the cash or self-pay rate.

Why is my Tennessee hospital bill for an Emergency room visit (level 5) so high?

Tennessee hospital "list" charges for an Emergency room visit (level 5) run about $2,896 — roughly 2.1× the $1,348 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.

Can I negotiate the cost of an Emergency room visit (level 5) in Tennessee?

Yes. If a Tennessee hospital charged you well above the typical negotiated rate (about $1,348), that gap is negotiable. Upfronte audits your bill against real Tennessee hospital pricing data and negotiates it down on your behalf — no savings, no fee.

Charged more than $1,348 in Tennessee?

Upload your bill and Upfronte will check it against real Tennessee hospital prices and negotiate overcharges. No savings, no fee.

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