How much does a Pap smear cost in Indiana?

Pap smear · CPT 88142 · State: Indiana

In Indiana, the typical insurer-negotiated price for a Pap smear is about $25, with most between $23 and $26 ($105 cash/self-pay). Based on 79 Indiana hospitals — 39% lower than the national typical of $41. Hospital list charges run about $176 (7× higher).

Insurer-negotiated
$25
Indiana · $23$26
Cash / self-pay
$105
typical cash price
Hospital list charge
$176
7× the negotiated rate

Source: medians across 79 Indiana hospitals' published price files (≥5 reporting). See the national Pap smear cost for the full picture. Estimates vary by hospital, insurer, and plan.

Pap smear cost in Indiana — FAQs

How much does a Pap smear cost in Indiana?

In Indiana, the typical insurer-negotiated price for a Pap smear is about $25, with most between $23 and $26, based on 79 Indiana hospitals. That's 39% lower than the national typical of $41.

How much does a Pap smear cost without insurance in Indiana?

Cash or self-pay prices for a Pap smear in Indiana run around $105. Hospitals often bill the higher "list" charge first (about $176), so ask for the cash or self-pay rate.

Why is my Indiana hospital bill for a Pap smear so high?

Indiana hospital "list" charges for a Pap smear run about $176 — roughly 7× the $25 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.

Can I negotiate the cost of a Pap smear in Indiana?

Yes. If a Indiana hospital charged you well above the typical negotiated rate (about $25), that gap is negotiable. Upfronte audits your bill against real Indiana hospital pricing data and negotiates it down on your behalf — no savings, no fee.

Charged more than $25 in Indiana?

Upload your bill and Upfronte will check it against real Indiana hospital prices and negotiate overcharges. No savings, no fee.

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