How much does a Pap smear cost in Tennessee?
Pap smear · CPT 88142 · State: Tennessee
In Tennessee, the typical insurer-negotiated price for a Pap smear is about $31, with most between $25 and $43 ($44 cash/self-pay). Based on 92 Tennessee hospitals — 24% lower than the national typical of $41. Hospital list charges run about $199 (6.4× higher).
Source: medians across 92 Tennessee hospitals' published price files (≥5 reporting). See the national Pap smear cost for the full picture. Estimates vary by hospital, insurer, and plan.
Pap smear cost in Tennessee — FAQs
How much does a Pap smear cost in Tennessee?
In Tennessee, the typical insurer-negotiated price for a Pap smear is about $31, with most between $25 and $43, based on 92 Tennessee hospitals. That's 24% lower than the national typical of $41.
How much does a Pap smear cost without insurance in Tennessee?
Cash or self-pay prices for a Pap smear in Tennessee run around $44. Hospitals often bill the higher "list" charge first (about $199), so ask for the cash or self-pay rate.
Why is my Tennessee hospital bill for a Pap smear so high?
Tennessee hospital "list" charges for a Pap smear run about $199 — roughly 6.4× the $31 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.
Can I negotiate the cost of a Pap smear in Tennessee?
Yes. If a Tennessee hospital charged you well above the typical negotiated rate (about $31), that gap is negotiable. Upfronte audits your bill against real Tennessee hospital pricing data and negotiates it down on your behalf — no savings, no fee.
Charged more than $31 in Tennessee?
Upload your bill and Upfronte will check it against real Tennessee hospital prices and negotiate overcharges. No savings, no fee.
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