How much does an Urine culture cost in New Jersey?

Urine culture · CPT 87086 · State: New Jersey

In New Jersey, the typical insurer-negotiated price for an Urine culture is about $12, with most between $10 and $61 ($10 cash/self-pay). Based on 62 New Jersey hospitals — 56% lower than the national typical of $27. Hospital list charges run about $143 (11.9× higher).

Insurer-negotiated
$12
New Jersey · $10$61
Cash / self-pay
$10
typical cash price
Hospital list charge
$143
11.9× the negotiated rate

Source: medians across 62 New Jersey hospitals' published price files (≥5 reporting). See the national Urine culture cost for the full picture. Estimates vary by hospital, insurer, and plan.

Urine culture cost in New Jersey — FAQs

How much does an Urine culture cost in New Jersey?

In New Jersey, the typical insurer-negotiated price for an Urine culture is about $12, with most between $10 and $61, based on 62 New Jersey hospitals. That's 56% lower than the national typical of $27.

How much does an Urine culture cost without insurance in New Jersey?

Cash or self-pay prices for an Urine culture in New Jersey run around $10. Hospitals often bill the higher "list" charge first (about $143), so ask for the cash or self-pay rate.

Why is my New Jersey hospital bill for an Urine culture so high?

New Jersey hospital "list" charges for an Urine culture run about $143 — roughly 11.9× the $12 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.

Can I negotiate the cost of an Urine culture in New Jersey?

Yes. If a New Jersey hospital charged you well above the typical negotiated rate (about $12), that gap is negotiable. Upfronte audits your bill against real New Jersey hospital pricing data and negotiates it down on your behalf — no savings, no fee.

Charged more than $12 in New Jersey?

Upload your bill and Upfronte will check it against real New Jersey hospital prices and negotiate overcharges. No savings, no fee.

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