How much does an Urine culture cost in Tennessee?

Urine culture · CPT 87086 · State: Tennessee

In Tennessee, the typical insurer-negotiated price for an Urine culture is about $19, with most between $10 and $30 ($37 cash/self-pay). Based on 98 Tennessee hospitals — 30% lower than the national typical of $27. Hospital list charges run about $122 (6.4× higher).

Insurer-negotiated
$19
Tennessee · $10$30
Cash / self-pay
$37
typical cash price
Hospital list charge
$122
6.4× the negotiated rate

Source: medians across 98 Tennessee hospitals' published price files (≥5 reporting). See the national Urine culture cost for the full picture. Estimates vary by hospital, insurer, and plan.

Urine culture cost in Tennessee — FAQs

How much does an Urine culture cost in Tennessee?

In Tennessee, the typical insurer-negotiated price for an Urine culture is about $19, with most between $10 and $30, based on 98 Tennessee hospitals. That's 30% lower than the national typical of $27.

How much does an Urine culture cost without insurance in Tennessee?

Cash or self-pay prices for an Urine culture in Tennessee run around $37. Hospitals often bill the higher "list" charge first (about $122), so ask for the cash or self-pay rate.

Why is my Tennessee hospital bill for an Urine culture so high?

Tennessee hospital "list" charges for an Urine culture run about $122 — roughly 6.4× the $19 insurers actually pay there. The list price is rarely what anyone pays; the negotiated and cash rates are the realistic benchmark.

Can I negotiate the cost of an Urine culture in Tennessee?

Yes. If a Tennessee hospital charged you well above the typical negotiated rate (about $19), that gap is negotiable. Upfronte audits your bill against real Tennessee hospital pricing data and negotiates it down on your behalf — no savings, no fee.

Charged more than $19 in Tennessee?

Upload your bill and Upfronte will check it against real Tennessee hospital prices and negotiate overcharges. No savings, no fee.

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